If I Invested in Canadian Stocks Years Ago — IfOnly Invest Calculator

Calculate what your TSX stock investment would be worth today if you had invested years ago. Supports dividend reinvestment for stocks traded on the Toronto Stock Exchange.

Frequently Asked Questions

What is the average annual return of the U.S. stock market (S&P 500)?

Over long periods, the S&P 500 has historically delivered roughly 9%–10% per year on average when dividends are reinvested (total return). Year-to-year returns swing a lot, and past performance isn't a promise.

How do you calculate total return on a stock (including dividends)?

Total return includes both the price change and dividends received. Formula: Total return (%) = ((Ending price − Starting price + Dividends received) ÷ Starting price) × 100.

Should you reinvest dividends?

Reinvesting dividends increases share count, which can generate more dividends and more price exposure over time. The effect tends to be more visible over longer periods (10–20+ years).

Disclaimer: This calculator is for illustrative and informational purposes only, does not constitute investment advice, and uses market data sourced from Yahoo Finance.